Terms and Conditions

The following are the terms and conditions for use (the "Terms") of the www.MinnBankruptcyHelp.com web site (the "Site") and www.MinnBankruptcyHelp.com services. Please read the Terms carefully.

This web site (the "Site") is a general service that provides legal information over the Internet. We and our employees are not acting as your attorney. The information contained in the Site is general legal information and should not be construed as legal advice to be applied to any specific factual situation. If you are unsure whether your particular situation requires that a document be changed, you should consult a lawyer. Any use of the Site DOES NOT create or constitute a solicitor-client relationship between www.MinnBankruptcyHelp.com or any employee of or other person associated with the Site and a user of the Site. As the law differs in each legal jurisdiction and may be interpreted or applied differently depending on your location or situation, the information or use of documents on the Site is not a substitute for the advice of a lawyer.

Any guarantee on the Site is subject to these Terms and Conditions. For the most part, our Terms and Conditions specify that there is no guarantee or warranty and that we are not responsible for any loss, injury, claim, liability, or damage ("damages") related to your use of the Site, whether from errors or omissions in the content of the Site or any other linked sites. We are not responsible for any damages from the Site being inaccessible to the user and use of the Site is at your own risk.

While we have worked to make our Site and all the features on our Site compatible with the most commonly used browsers, we cannot represent or guarantee that every feature will work with your browser.

www.MinnBankruptcyHelp.com does not endorse any content provided by any linked sites, nor does it assume any responsibility for the interpretation or application of any information originating from such content. In addition, www.MinnBankruptcyHelp.com does not endorse any content contained in any advertising on the Site, nor does it assume any responsibility for the quality or integrity of such work.

Legal Disclaimer

The information contained in this web site is provided to you “AS IS”, does not constitute legal advice, is governed by our Terms and Conditions Of Use, and we are not acting as your attorney. We make no claims, promises or guarantees about the accuracy, completeness, or adequacy of the information contained in or linked to this web site and its associated sites.

The law changes very rapidly and, accordingly, we do not guarantee that any information on this web site or our affiliated web sites are accurate and up to date. Additionally, the law differs from jurisdiction to jurisdiction, and is subject to interpretation of courts located in each county. Legal advice must be tailored to the specific circumstances of each case and the tools and information provided to you may not be an appropriate fit in your case. Nothing that you read or is provided on this web site should be used as a substitute for the advice of competent legal counsel.

Postings in the Forums, Message Boards, Guides and any other areas of and through our web site are for educational and information purposes only. They are not legal advice or legal opinions. Transmission of the information is not intended to create, and receipt does not constitute, a lawyer-client relationship between www.MinnBankruptcyHelp.com, the author(s), and you. The opinions expressed in the postings may be opinions of the authors and do not reflect the opinions of www.MinnBankruptcyHelp.com, its employees or agents. The seals, copyrights, or other advertising that may appear on our site or within our articles shall not be considered to create any sponsorship or affiliation with such other web site or author. The Site www.MinnBankruptcyHelp.com, its employees, agents, or others that provide information on or through this web site will not be liable or responsible to you for any claim, loss, injury, liability, or damages related to your use of this site or any site linked to this site.

1. Acceptance

By using the www.MinnBankruptcyHelp.com Material (as defined below) you are deemed to accept the validity of and be bound by the Terms as stated herein without modification.

www.MinnBankruptcyHelp.com Material is defined as any web links, email, information, partial www.MinnBankruptcyHelp.com Material or any other materials provided by www.MinnBankruptcyHelp.com, the Site or any www.MinnBankruptcyHelp.com service in any way.

2. Nature of the Service

www.MinnBankruptcyHelp.com and does not provide Legal Advice (as defined below). Your use of the Site or any www.MinnBankruptcyHelp.com service does not create a solicitor-client relationship between you and www.MinnBankruptcyHelp.com .

3. Legal Advice, Information and Decision Making Responsibility

You agree that all decisions you make on legal matters are your full responsibility and you agree to retain legal counsel licensed to practice in your jurisdiction regarding any legal issue of enough importance to reasonably require it.

You agree that www.MinnBankruptcyHelp.com does not provide legal advice. If you receive any communication from www.MinnBankruptcyHelp.com, its agents, its employees or any other associated entity, which is Legal Advice, you agree that it is NOT a communication authorized by www.MinnBankruptcyHelp.com and you agree to immediately delete and disregard it.

Except as expressly provided in these Terms, you agree to accept full responsibility for determining the value of and for any use you make of www.MinnBankruptcyHelp.com Material, and for obtaining any needed assistance from a properly licensed attorney to assess the value of and appropriate uses for any www.MinnBankruptcyHelp.com Material.

For the purposes of these Terms, Legal Advice is defined to include the following:

  • any legal related communication, work or service which, under the governing law of your jurisdiction, is only allowed to be performed by or under the supervision of a properly licensed attorney;
  • advice related to your specific legal or fact situation;
  • advice on which legal document or documents you need or are best for your situation;
  • advice applying the law or drawing any legal conclusions;
  • determining the legal consequences that will or could result from how you have created your legal document;
  • whether you have included inappropriate, conflicting, or ambiguous information in your legal documents;
  • whether you have omitted any necessary provisions or details from your legal documents; and
  • whether you require any additional legal documents or legal procedures.

4. Use of www.MinnBankruptcyHelp.com Material


You agree not to use any www.MinnBankruptcyHelp.com Material for any purpose which is against any law in your jurisdiction or for any purpose which would not give full effect to the Terms even if that purpose is otherwise allowed under the Terms of this agreement.

You may view the Site using a web browser for evaluation purposes as a potential customer or supplier.

Final Contract is defined as the finished legal document created through the use of a www.MinnBankruptcyHelp.com product such as a licensed automated contract. Use of information from www.MinnBankruptcyHelp.com does not create an attorney/client relationship between you and any attorney that has provided legal information for this site.

Legal Information Service

A. Unless otherwise stated in the Terms and Conditions of the Legal Information Service are governed by the Terms and Agreements of our Legal Policy.

B. Our staff will review your questions to the form that supports the Legal Information Service, but at no time does the Legal Information Service look for legal sufficiency, draw legal conclusions, provide legal advice or apply the law to the facts of your particular situation.

C. Except as specified in these Terms, the maximum liability of www.MinnBankruptcyHelp.com is the amount paid to www.MinnBankruptcyHelp.com by a customer for using the Legal Information Service


To the maximum extent allowable under applicable law, except as explicitly identified in these terms, you agree not to publish, re-publish, lend, license, give away, look at the source code, modify the source code, post to an Internet web site, or use in an automated system any www.MinnBankruptcyHelp.com Material, nor will you allow or assist a third party to do so.

The rights granted under these Terms are granted to you only.

www.MinnBankruptcyHelp.com retains the right to prohibit organizations, groups, or individuals from using its websites or www.MinnBankruptcyHelp.com Material at its discretion.


This agreement cannot be assigned.

Ownership of Intellectual Property

www.MinnBankruptcyHelp.com DOES NOT transfer to you title to any copy, or original, of the documents or any other www.MinnBankruptcyHelp.com Material. All ownership, copyright and other intellectual property rights to any www.MinnBankruptcyHelp.com Material belongs solely to www.MinnBankruptcyHelp.com and its suppliers except as expressly licensed in these Terms.

Without reducing or restricting any other remedies that www.MinnBankruptcyHelp.com may be entitled to, you agree that to the extent allowable under applicable law any automated system using any www.MinnBankruptcyHelp.com Material will be the property of www.MinnBankruptcyHelp.com.

You accept full responsibility for determining whether www.MinnBankruptcyHelp.com Material is suitable for any particular purpose and for protecting yourself against any possible consequential damages.

Except as expressly provided in these Terms, we are not responsible for any loss, injury, claim, liability, damage, or consequential damage related to your use of www.MinnBankruptcyHelp.com Material, or for inaccessibility of www.MinnBankruptcyHelp.com Material whether from errors or omissions in the content of www.MinnBankruptcyHelp.com Material or any other linked sites or for any other reason. Use of www.MinnBankruptcyHelp.com Material is at your own risk.

www.MinnBankruptcyHelp.com does not represent or warrant that www.MinnBankruptcyHelp.com Material, its server or any linked sites are free of any harmful materials.

Maximum Liability

Except as expressly provided in these Terms, the maximum liability of www.MinnBankruptcyHelp.com is the amount paid to www.MinnBankruptcyHelp.com by the customer.


All of the Terms are valid regardless of the heading. To the maximum extent possible, the Terms take precedence over any conflicting www.MinnBankruptcyHelp.com Material.


The user agrees to indemnify and hold www.MinnBankruptcyHelp.com, its directors, officers, employees and agents, harmless from any claim, demand, or damage, including legal fees, asserted by any third party due to or arising out of the user's use of the Site or www.MinnBankruptcyHelp.com Material.

Modification to Terms

www.MinnBankruptcyHelp.com reserves the right to change the Terms or policies regarding the use of the Site at any time and to notify you by updating the Site. Other terms and conditions are only valid when signed in writing by an authorized www.MinnBankruptcyHelp.com officer.


The invalidity or unenforceability of any provision of these Terms or the Site’s Disclaimer will not affect the validity or enforceability of any other provision of these Terms or the Site’s Disclaimer and such invalid provision will be deemed to be severable.

Whole Agreement

These terms and conditions and the Site’s Disclaimer constitute the whole agreement between you and Schleck & Associates PA which is the owner of the www.MinnBankruptcyHelp.com domain name and copyrights.


No failure or delay, on the part of www.MinnBankruptcyHelp.com, in exercising any right or power under these Terms will operate as a waiver of such right or power.

Governing Law

The Terms are governed by the laws of the State of Minnesota. You consent to the exclusive jurisdiction of the courts of the State of Minnesota.